9Credit APK


loan-Personal loan, Cash, Instant loan

Free registration, quick approval


Latest Version

Oct 15, 2022
Google Play ID

App APKs

9Credit APP

Loan Amount: from NGN 3,000 to NGN 100,000;
Tenure: from 62 to 120 days;
Interest Rate: 0.07% per day (25.55% per annum);

Processing Fee: Ranges from NGN 90 ~ NGN 2,000 for one-time charge, which depends on the loan amount and the application details;

GST: 18% of the Processing Fee in accordance with the policy and laws;

APR: Up to 74.2% (Annual Percentage Rate including Interest, Processing Fee and GST);


For a 62-day loan of NGN10,000 for 2 months with interest rate @25.55% per annum,

Interest = NGN10,000 * 25.55% / 365 * 62 = NGN434;

Processing Fee = NGN620;

GST = NGN620 * 18% = NGN111.6;

The total amount to be paid = Loan Amount + Interest + Processing Fee + GST = NGN10,000 + NGN 434 + NGN 620 + NGN 111.6 = NGN 11,165.6;

APR = (NGN 11,165.6 - NGN 10,000) / NGN 10,000 / 62 * 365 = 68.62%;

9Credit is Nigeria’s leading digital lending mobile based personal loans platform. 9Credit is a product of online loan service, registered under Nigeria law. We aim to meet customer’s financial needs for various requirements ranging from purchase of mobile phones, medical needs, bill payments etc.

Get safe, fair, convenient and affordable online loans on 9Credit – Nigeria’s best personal loan app.

Why 9Credit?

1. No credit history required

2. Paperless and digital process on your mobile

3. Get 24*7 access to loan anytime, anywhere

4. Efficient Application Review

5. Disburse to your connected account once approved

6. Available Pan Nigeria

7. As the credit score grows, the sanctioned amount gradually increases

8. Variety of convenient repayment options


1. Nigeria Resident

2. 18-56 years old

3. Source of a monthly income

How it works?

1. Install the 9Credit App from the Play Store

2. Register an account

3. Select the product you would like to apply for

4. Fill out the contents, then submit the application

5. After the submission, you may receive a call for verification. The final application result will be shown in the APP and you will be informed by SMS if approved

6. Provide the consent with the loan agreement after the approval

7. After the confirmation of the loan agreement, the approved loan amount will be disbursed in the account and a SMS notification will be sent.


All the transactions are secured via a 256-bit SSL encryption.

Contact Us:

Customer Service Email: Customer@9credit.co

Address:lawal street, oregun, ikeja, Nigeria;
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