CredTap - easy, fast, online personal loan icon

CredTap - easy, fast, online personal loan

1.2.0 · Apr 28, 2020

Download CredTap - easy, fast, online personal loan APK for Android - Free - Latest Version

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Latest Version

Version1.2.0 (23)
UpdatedApr 28, 2020
DeveloperCredTap
IDin.atome
Installs1,000,000+
CategoryApps, Finance

CredTap - easy, fast, online personal loan app

Easy, Fast and Trustworthy Instant Personal Loan

Fees & Charges
All the fees are listed in the app clearly. No other hidden costs.
Annual Percentage Rate (APR): 18% - 20%
Monthly interest rate: 1.5%
Processing fee: 2%
Loan term: 91-180 days

Example
A 3 months loan of ₹ 10,000
Interest: ₹ 301.49
Processing fee: 2% x ₹ 10,000 = ₹ 200
GST (18% on processing fee): ₹ 36
Amount Received: ₹ 9764
EMI payable per month: ₹ 3433.83
Total Repayment: ₹ 10,000 + ₹ 301.49= ₹ 10,301.49


Tired of the complicated procedures of applying bank loans? Install CredTap now! Apply on the app. All we need is your basic details and bank account details to process your loan further.

CredTap is a smart, fast and reliable Instant Personal Loan App. The entire application process takes merely a few minutes. The loan amount is disbursed into the applicant’s bank account on the same day.

Loan Types
Personal Credit Line: This is a credit line that allows you to avail credit up to ₹ 30,000 whenever you want. No bank visit is required. With a Personal Credit Line you are offered a credit limit. You can then withdraw any amount of cash whenever you require from your credit limit and transfer to your personal bank account. You will get a monthly bill at the end of month reflecting the credit amount you had withdrawn alongside interest charges. You will be charged interest only on the amount that you have withdrawn from your credit limit.

EMI Loans: This is a Personal Loan that allows you to borrow up to ₹ 30,000 for a tenure ranging from 3 to 12 months and pay back in monthly installments.


Features
100% Online and paperless application process
Fast approval
Loan amount is credited directly in your Bank Account within 24 hours
Low processing charges
Multiple Repayment options
Get a higher loan amount every time, you pay back on time

Benefits
Legitimate app complying with all the laws, rules and regulations
Safe loans, no guarantee or mortgages required
Get money anytime, only need a smartphone with access to Internet
Low interest rates
Affordable EMIs
Flexible payment terms
Repeat loans from CredTap take just a few minutes
Accessible anywhere across India

Eligibility
Indian citizen
Above the age of 21 years
Currently employed or with a steady income
PAN Card
KYC Address Proof
Valid Bank Account

Documents Required
PAN card
Aadhaar card
Last 3 months bank statement
Selfie

How CredTap works?
Download the app and Register with mobile phone number.
View and confirm your loan offer.
Fill out your basic information.
Upload PAN card, Bank Statement and Address Proof
Complete KYC verification.
Submit your application.
Once approved, the loan amount is credited to your bank account within minutes.

Contact Us
Facebook:@CredTapIN
Instagram:@credtapindia
Mail: cs-india@credtap.in
Call: 1800 572 6266 (Toll Free Number)
08068397800 (Landline Number)
Customer Service Support: Daily 9AM-6PM, except public holidays

Address
L-19, LGF, Kalkaji, New Delhi, India, 110019

Security & Protection of Privacy
Your personal information is completely secure. We have stringent processes in place to protect customer data.

Email: developer@atome.in

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