Application KreditBee: Instant Loan Online
Online loans between ₹1,000 to ₹3,00,000
Interest rates range between 0% to 29.95% each year
Tenures range between 62 days to 15 months
Minimal documentation and low transaction fees
Quick loans on easy EMIs
⇒Instant Personal Loans: Loan amount is disbursed directly into your bank account within 15 minutes. Our process is 100% online, so get funds anytime, anywhere.
⇒Loan for All Purposes: Low-interest loans to fulfill all types of credit needs including covering emergency expenses, consolidating debt, travel, shopping and much more. There's no need to be concerned about the cost with our simple EMIs and variable low-interest rates.
⇒Flexible Interest Rates: Low-interest personal and business loans with interest rates from 0% to 29.95% p.a., depending on your credit score.
⇒Transparency: Our online loans are from RBI-certified NBFCs/banks, which are guaranteed to be transparent. They are:
Krazybee Services Pvt. Ltd.
IIFL Finance Ltd.
Incred Financial Services Ltd.
Fullerton India Credit Company Ltd.
Vivriti Capital Pvt. Ltd.
AU Small Finance Bank Ltd.
Northern Arc Capital Ltd.
MAS Financial Services Ltd.
Western Capital Advisors Pvt Ltd.
Cholamandalam Investment and Finance Company Ltd.
PayU Finance India Pvt. Ltd.
Poonawalla Fincorp Ltd.
Types of Loan Offerings
👉 KreditBee Card - A credit-backed, prepaid card that offers seamless cash withdrawals or online payments with a credit limit up to ₹10,000.
👉 Flexi Personal Loan - Need to get cash urgently? We offer personal loans ranging from ₹1,000 to ₹30,000 with a short reimbursement tenure of 2-3 months in case you need urgent funds. Documentation required for this loan consists of just a PAN card and proof of address.
👉 Personal Loan for Self-Employed - We offer personal loans for your business credit needs starting from ₹40,000 to ₹3,00,000 with flexible tenures of 3 to 12 months. Apply online for quick loan using your PAN card, address and income proof.
👉 Personal Loan for Salaried - Personal Loan for Salaried offers funds between ₹10,000 to ₹3,00,000 with flexible disbursement tenure ranging from 3 to 15 months. You must provide a PAN card, address proof and salary proof.
👉 Online Purchase Loan - Get an e-commerce loan and shop on our partner platforms such as Flipkart, Amazon, Myntra, Nykaa, MakeMyTrip, GoIbibo, Tata CLiQ and more. Repay the amount in easy EMIs at low interest rates. Just a PAN card and address proof is required to avail an Online Purchase Loan.
✔ Simple EMIs: Payback in 3-15 months at your leisure.
✔ 100% Online: The application process is completely paperless.
✔ Complete Transparency: There are no hidden costs.
✔ Languages: Available in both Hindi and English.
Personal Loan for Salaried Individuals (Example)
Loan Amount: ₹50,000
Rate of Interest: 20% per annum
Processing Fee: ₹1,250 (2.5%)
Onboarding Fee for New Customers: ₹200
GST on Onboarding and Processing Fee: ₹261
Total Interest: ₹5,581
Amount Disbursed: ₹48,289
Total Repayment Amount: ₹55,581
Must be an Indian national
must be over the age of 21
Must have a steady monthly income
Steps to avail a loan
Install KreditBee app
Sign up with email and mobile number
Fill basic information and check your eligibility
Upload KYC documents, including your ID, address proof and PAN card
Request a money transfer or an E-voucher for your loan
Download KreditBee instant personal loan app now!