Example: Loan Amount: Rs 75,000, Tenure: 12 Months, APR: 24% (on Reducing Principal Balance interest calculation), EMI: Rs 7,092, Total Interest Payable: Rs 10,104, Processing Fees (incl. GST): Rs 4,425, Total cost of loan: Rs 85,104.
(Loan amount would be disbursed after deducting the processing fee. The borrower pays interest only on the utilized loan amount.)
register on Handy Loan Mobile App and get the desired amount directly to your bank account.
Handy Loan does not directly participate in lending activities, but only provides a platform to facilitate registered non-bank financial companies (NBFC) or banks to lend users
One of our primary partner NBFCs – MEHTA HOUSING FINANCE LIMITED is a Systemically Important NBFC within the group companies carrying the Handy Loan brand.
• 100% paperless process
• Upto Rs 2 Lakh limit.
• Flexible repayment options.
• Online approval & sanctioning process.
• A collateral-free personal loan.
• Convert your short term personal loan to an EMI term loan.
• Borrower must be 18-year old or above.
• Maximum age limit at the time of the loan is 56 years.
• Indian citizen.
• The borrower should be a salaried employee.
• Monthly net salary should not be less than Rs.15,000.
• An individual must have a minimum work experience of 6 months.
• Identity proof (Driving license/Voter id/Passport/Aadhar/PAN).
• Address proof (Driving license/Voter id/Passport/Aadhar/Utility bills/bank statements).
• E-sign on application with registered mobile and OTP for fast-track application.
How to apply
• Sign up / Register, with your mobile number
• Fill in all required details: Name, Address, Bank account.
• Upload PAN card, identity proof, and bank statement.
• Get your credit limit assigned.
• Esign the agreement.
• Your loan amount will be credited to your bank account on successfully completing the process.
Handy Loan Online Loan Uses:
• Education 📚
• Medical 💊
• Wedding 💎
• Home renovation 🏘️
• Buying mobile 📲
• Travel expenses ⛵
• Pay your rental deposit 💴
• Monthly bills 💵
• To buy home appliances, furniture, and other items of need 🛋️
Security & Protection of Privacy 🔒
Data security & privacy is a top priority at Handy Loan. We use SHA-2 and 2,048-bit encryption (the strongest security system in the market) security and comply with the SSL certificate.
Download Handy Loan online loan app and ensure " Financial management " for your family and yourself!!!
* Annual Interest Rate varies from 18% to 30%.
Reach us: If you have any questions about the use of our app, please contact us!
Address: 004, GROUND FLOOR, LAW GARDEN APPARTMENTS SCHEME 1 ELLISBRIDGE AHMEDABAD Gujarat INDIA 380006