Age: 18 years old above
Loan Term: From 91 days to 360 days
Service charge: Up to 24%
Amount：Up to 10,000 Pesos
Example: The principal amount is PHP 5,000, Service charge 44% and the interest rate is 0% to 1%, you will get PHP5,000-PHP5000*44%=PHP2800. Then the full amount will be paid at the expiration date: 5,000 * 0% +5,000= PHP5,000.
What is Happy Peso?
Happy Peso is a newly invented Fintech platforms in the Philippine to provide sponsorship
services to Filipino customers. Our services are based on mobile security technology and big data innovation.
Convenient to Apply: A few steps to fill out the application online no need to go out to signed contract paperless
Disbursement: Once you get approved just wait for a short time to get the money.
Maximum Loan Amount: ₱10,000 is the maximum loan amount that Happy Peso can offer for who are good customer
Low Interest Rate: For those who have a good record on Happy Peso will get the lowest interest rate and long repayment days.
·to Re-loan: Once the customer repays their loan, you will be eligible to re-loan
Help: Customer Service Representative will help you for all the concerns on your loan immediately
Safe and Secure: Happy Peso will protect all the customer information and keep it confidential
Who can apply for Happy Peso?
A Filipino citizen who is least 18 years old and up
A person who has at least 1 government ID
A person who is currently employed and have stable source of income.
How to apply?
Find Happy Peso on Google play Store download and install for free
Register with your mobile number, easy way application to apply
Provide your personal information and uploading ID and required document, no paperwork needed!
Choose your desire loan amount and preferred payment term
By applying your loan on Happy Peso system, you will receive a SMS to confirmed your loan application
Expect call from one of the agents to verify your loan information
For granted application you will receive SMS within 24 hours and claim in nearest merchant partner
Approval process within 1 to 3 working days
Easy to see the loan status by login on system
Term of borrowed money will start when you received approval notice.
When you get money after approved?
From 9:00 am – 6:00pm.
But if you will be approved after 6:00pm your money will be disbursed tomorrow morning.
How to received cash loan?
Claim your cash loan personally on the store you’ve chosen merchant partner M-Lhuillier, RD Pawnshop, Gcash or CoinPh.
We strive to get more merchant partners so that there will be tons of outlets available.
How to Repay loan?
User will be notified the deadline by SMS or Telephone calls to repay their personal loans or repay via online options:
7-Eleven: Go to nearest 7-Eleven and repay via CLIQQ machine
M-Lhuillier: Go to nearest M-Lhuillier fill out needed information on bills payment form
RD Pawnshop Go toRD Pawnshop , fill out needed infor mation on bills payment form
GCash: Open your Gcash app, click pay bills to access loans option
After Repay Loan:
Happy Peso will automatically be received proof of payment and it will automatically clear the record system and treat you as paid.
Once you paid it back you will eligible to re-apply again for your next loan
Happy Peso allows early repayment
The Quality of Happy Peso
Safe and Confidential
Increase Loan limit
Service with high quality
System will ask your permission to access the GPS/ Contacts / Camera for scanning required documents.
Don't hesitate to ask questions!
Vision: Make everyone has Peso
1806 CITYLAND, PASONG TAMO TOWER, 2210 CHINO ROCES AVE, PIO DEL PILAR, CITY OF MAKATI, NCR,4TH DISTRICT, PHILIPPINES