HomeCredit–Personal Loan, Ujjwal Card EMI Solution APK

Home Credit Personal Loan up to ₹2.4 lakhs ; Instant Approval in 5 mins.

Version4.11.1 (106)
UpdatedJan 18, 2021 (2 months ago)
DeveloperHome Credit India
CategoryApps, Finance

Get Personal Loan or Ujjwal Card EMI Solution with minimal documentation and Instant Online Approval.

Home Credit, the most trusted Personal Loan App in India

• Over 1 Crore satisfied customers
• More than 29,000 Partners Shops
• Presence across India in 300+ Cities

Products for You:

Personal Loan- Home Credit offers instant Personal Loan for your all needs such as Medical Emergency, Wedding, Small Business, Education, etc. Apply Online for a Personal Loan up to ₹2.4 Lakh with minimal documentation.

Home Appliance Loan- Get a Loan for Home Appliances like TV, Refrigerators, AC and many more on easy EMIs and flexible tenure.

Ujjwal Card EMI Solution- Apply for an Ujjwal Card and enjoy the benefits of a pre-approved limit of ₹ 50,000. Use this limit to buy products of your choice at more than 31,000 partner shops across India.

Add-on Features:
1. Dedicated section to View and download all loan-related documents like Loan Summary, Repayment Schedule, Ujjwal Card Monthly Bill, No Due Certificate etc.
2. Pay your EMIs Online through debit card, net banking or UPI
3. Check your Loan details like EMI, due date, loan tenure etc.
4. Daily Horoscope and Games

Eligibility & Documents Required

1. You should be an Indian
2. Your Age requirements :
● Existing Home Credit Customers: 19 - 69 years
● New to Home Credit: 19 - 68 years
● Ujjwal Card EMI Solution: 18 - 65 years
3. Should have a PAN Card as valid ID Proof and Indian citizenship residential address proof
4. Should have an active bank account (for the amount disbursal)
5. Should be salaried, self-employed or pensioner

Why Choose Home Credit App for Personal Loan?

✔ Disbursal within 24 hours
✔ No Collateral or Guarantor Required
✔ Available in 300+ cities across India
✔ A seamless digital experience, from loan application to repayment
✔ Easy and Flexible Repayment Options

How to Apply for Personal Loan?

Simple and hassle-free loan application process in a few easy steps:
1. Download the Home Credit App from Play Store
2. Register on the App
3. Submit your personal loan details
4. Upload KYC Documents
5. After loan approval, receive money in your bank account

So, if you’re looking for an Instant Personal Loan in India, we’re here to help you with our easy application process, 5 mins approval and quick disbursal.

Amount Tenure, Fees and Other Charges:
● Loan Range: ₹10,000 - ₹2,40,000
● Loan Tenure: 6 months - 51 months
● Annual Interest Rate: Varies from 24.0% - 56.5%
● Processing fee: Varies from 0% - 5%
● If customers opt for a Value-Added Service, fee for the same shall be levied additionally

*The annual interest rates and processing fee will vary as per the risk profile of the customers.

Representative Example
Principal Amount = ₹10000/-
Annual Interest Rate = 24 %
Loan Tenure = 12 months
Processing Fees = 0 %
Payable Interest = ₹2400/-
Total Payable Amount = ₹12400/-

These numbers are indicative and subject to change from time to time. Further, the final interest rate or processing fee may vary from one user to another based on their credit assessment.

We are India’s leading and most trusted NBFC in lending and finance.

Home Credit respects your Privacy
Data security & privacy is our top priority. All information requested from our personal loan app is only used to generate the best offers for you.

Privacy Policy: https://www.homecredit.co.in/privacy-policy

Contact us
1. Email: care@homecredit.co.in
2. Website: https://www.homecredit.co.in/contact-us
3. Address: Home Credit India Finance Private Limited, DLF Infinity Towers, Tower C, 3rd Floor, DLF Cyber City Phase II, Gurugram-122002, India

Download HomeCredit App Now!

What's New

1. “Promotions and Offers” - exciting offers and promotions for all users
2. "Paise ki Paathshala" - to educate the users on financial concepts
3. Opening the app in the default language of the device.
4. Personal loan application available in Hindi now

Email: care@homecredit.co.in

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