IndiaLends - Instant Personal Loan & Credit Cards app
Best Instant Personal Loan App Online, Credit Cards and Free Credit Score Report
Get personalized personal loan offers up to ₹50 lacs at interest rates starting 10.75% for a tenure ranging from 1 year to 5 years. The app selects the best suitable Banks/NBFCs offering minimal interest rate and easy approval based on your personal loan eligibility. IndiaLends has associations with over 50+ banks and NBFCs including HDFC Bank, SBI, ICICI Bank, Yes Bank, Bajaj Finserv, IDFC First Bank, IIFL, Clix Capital, Paysense, DMI, Citibank, Tata Capital, IndusInd Bank, RBL, Capital First Limited, Fullerton India, Aditya Birla Finance Limited, Axis Bank, CASHe, Credit Sudhaar, etc.
Personal Loan Eligibility
Age - 18/21 years - 60/65 years
Employment Type - Salaried/Self-Employed
Minimum Net Income (monthly) - ₹15,000
Work Experience - Salaried for at least 6/12 months or Self-Employed for at least 3 years
Tenure: (Min) 3 to (Max) 60 months
Interest Rate ranging from 10.75% to 25% depending on customer’s credit and risk profile
With a representative 10.75% APR based on borrowing ₹ 10 lacs and repaying over 60 months with 60 monthly repayments, the monthly repayments will be ₹ 21,618 which can be paid within a tenure of 12-60 months.
*Please note the processing fee can vary from 1.5% - 6%. The figures provided are indicative and subject to change from time.
Chhota Loan/Micro Loan
Get instant small loans up to ₹2 lacs at EMI’s as low as ₹1400. The process to apply for a Chhota Loan or Micro Loan is easy, paperless and hassle-free. Further, the amount approved is transferred to your bank account within 48 hours.
With the IndiaLends app, get credit card suggestions from 40+ options and select the credit card that best suits you. Some of the credit card providers associated with us are ICICI Bank, HDFC Bank, American Express, SBI, Kotak Mahindra Bank, Citibank, RBL and Yes Bank.
Credit score / Cibil Score
At IndiaLends app, check your free Credit Score / Cibil Score worth ₹1200 and get a detailed analysis of your credit report / Cibil Report and tips to improve your score. Our latest feature allows you to refresh your credit report and know why your credit score has changed.
Get your personal line of credit with instant cash upto Rs.1 lakhs with simple, hassle-free and digitised approval end to end. Use it whenever & wherever you want, for anything from travel, dining, shopping, entertainment to marriage, gifts, renovation, remodelling, etc.
The Spend Analysis feature on the IndiaLends App can help you easily track and manage your daily spends. The extended feature also helps you to set a reminder so that you never miss an EMI and manage your bills better.
The simple and handy loan EMI calculator lets you easily calculate EMIs. All you need to do is enter the loan amount, interest rate and loan tenure, and you will know the convenient and easy EMIs basis the inputs entered.
Our association with various lenders has enabled us to provide services to a million+ customers in more than 400 cities. We were also featured in the Google Developers Launchpad, Business Line, Economic Times, India Today and many more.
Choose IndiaLends for the best personal loans and credit card offers. Download IndiaLends App now to get your credit report for free!
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