MoMo-Revolving Credit Product
|Updated||Feb 03, 2021 (1 month ago)|
MoMo is an authorised digital lending platform and fully adheres to all regulatory requirements of the RBI. we have been partnered with India's registered Non-Banking Financial Companies (NBFCs) all the time include Jhuria Financial Services Private Limited. The names of our partnered NBFCs can be found on the RBI website access: https://www.rbi.org.in/Scripts/BS_NBFCList.aspx
We provide both short term and long term loans with an extended service. Customers can choose to extend the loan repayments for a maximum period of 91 days.
Currently, we provide loans minimum duration of 91days to a maximum duration of 180 days. and amount from Rs 3000 to Rs 15000, the maximum annual loan interest rate is 36%. Processing fee rate is based on personal credit. Start from 13.98% and up to 26% of the loan amount.
EMI Calculate Template:
If the loan amount is Rs 3000, Annual interest rate is 36% with 3 months installment, then charges as below:
Monthly repayment= Principal + interest=₹1000+₹90=₹1090；
Features of our long term loans: Interest charged only after the withdrawal. For example, customer A gets a credit in our App, It will no charges If he does not withdrawal.
Features of our short loans: provide loan extension option to extend the service life if customer facing trouble on the repayment.
All you need to do is sign up, create your profile apply for a loan. We will take it from there. After the review, you will be updated about your approval status. Once it is approved, you can borrow any amount from your credit limit and transfer it directly to your bank account. We will make sure that the waiting time is short. Apply now in MoMo to get through this hard time!
1. For revolving credit product, payback and use again immediately
2. 100% Online process
3. Credits given by comprehensive credit score
4. No guarantee/security required
5. Fast approval
6. Immediate bank transfer
7. Secure transaction
8. Easy and flexible repayment options
9. Backed by excellent customer service
1. Indian citizen with Aadhaar
2. Minimum age of 21
3. Have a bank account in India such as SBI, HDFC, Kotak, Axis
How it works:
1. Download MoMo App from Google Play store
2. Register/Login with Phone Number
3. Complete basic information and upload KYC documents
4. Get your credit limit after a review
5. Get money into your account
6. Repay the loan before and on the due date
2. Identity proof: PAN Card, Aadhaar Card and Voter Card(optional)
3. Bank Card
4. Latest Bank Statement File, Business Card and Salary Slip
If you have questions or complaints, please leave us a message through the Feedback page in our application or contact our customer service center. We are ready to serve you.
➡️ Call: 018-36670970(Service time: Monday-Saturday 10:00am-17:00pm)
➡️ Mail: service@MoNeed.net
➡️ Official Website: http://www.moneed.net
➡️ Facebook: https://www.facebook.com/MoNeed2018
Security & Privacy:
Data security & privacy is given top priority at MoNeed Technical Service Pvt. Ltd. We comply with the highest security standards & protocols. All transactions are 100% secured.
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