MyUmsuka Wemali - Personal Loans icon

MyUmsuka Wemali - Personal Loans

1.4.0 · May 26, 2020

Download MyUmsuka Wemali - Personal Loans APK for Android - Free - Latest Version


Latest Version

Version1.4.0 (11)
UpdatedMay 26, 2020
DeveloperFidelity ADT
CategoryApps, Business

MyUmsuka Wemali - Personal Loans app

Umsuka Wemali is an employee loan app

The Umsuka Wemali App is the quick, convenient and an easy mechanism for employees of Fidelity to apply for a loan - anywhere, anytime. Features include: - Apply for a loan, View loan statement and Balances, Have access to your loan agreement.

We provide instant loans from R1000 to R20000, with Maximum Annual Percentage Rate (APR) – 27% - the rates are based on that as prescribed in the National Credit ACT. They vary as the Bank RR is adjusted. Loans are given for a minimum duration of 3 months to a maximum duration of 24 months.

Whether you want to furnish your home, advance your education , cover wedding expenses, or take a break & go on a family vacation, we've got you covered with an easy instant loan.

Features of the App:

It's quick - Get the loan application in few minutes.
Apply for a personal loan of up to R20000
Personalise your loan amount and payback period through the app
Completely paperless process - Apply for a personal loan through the app
No document pickup required for personal loan approval - completely app based
Backed by excellent customer service
Purchase your Airtime and electricity in app itself

Get started by downloading the app right away!

Our loan amount range from R1000 to R20000
Loan duration range from 3 months to 24 months
Annual Interest rates vary from 25% - 27%*

For eg., for a loan of R9500 with an APR of 26.25% and 18-month tenure total amount payable with interest & fees will be R15,102.54.

*These numbers are indicative and final interest rate or processing fee may vary from one user to another depending on their credit assessment

About Safety & Security
The app requires the following permissions to function properly :

Camera & Media Access:
Required for enabling upload of loan application documents like PAN card, Selfie, etc.

Read Device Info:
Required to link the unique phone ID (IMEI) to the loan application for security purposes

Umsuka Wemali is a registered Credit Provider with Licence number NCRCP986/FSP46644.

The Regulator may consider any commitments by the applicant or an associated person to combat over-indebtedness and compliance with a prescribed code of conduct as well as affordability assessment regulations made by the Minister on the recommendation of the National Credit Regulator NCA 34 (2005)

The purpose of the Act is to promote and advance social and economic welfare of South Africans, promote a fair, transparent, competitive, sustainable effective and accessible credit market and industry and to protect consumers by promoting the development of a credit market that is accessible to all South Africans and in particular those who have historically been unable to access credit under sustainable market conditions.

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