PointCard™ — Debit by Design-app
De app voor Point Card
Point Card offers unlimited cash-back, thoughtful design, exclusive rewards, and comprehensive benefits.
Become a member today for $99/yr and start earning unlimited cash-back on every purchase.
Point membership offers one point for every dollar spent, where points are immediately redeemable for instant cash-back. Other noteworthy perks include instant funding, travel benefits, various insurance, and fraud protection.
WHAT YOU GET WITH POINT:
Point Card — A debit card designed for everyday spending — simplicity and transparency built right in.
Point App — Engineered for precision and function, Point App elevates your Point Card experience.
• Access Offers, up to 15x points on select brands.
• 5x points on subscriptions like Netflix, Spotify, and more.¹
• 3x points on food delivery and rideshare like DoorDash, Postmates, Uber, Lyft, and more.²
• 1x points on everything else.³
• Phone Insurance — Get reimbursed up to $1,000 per year if your phone is lost or damaged when you pay your phone bill with Point Card.⁴
• New Purchase Insurance — We’ll reimburse you up to a $1,000 if a new item bought with Point Card is damaged or lost within 90 days of the purchase.⁵
• Trip Cancellation Insurance — Point Card covers up to $1,500 for any out-of-pocket expenses you incur if your trip is cancelled or delayed.⁶
• Car Rental Insurance — When you pay with Point Card, you're automatically covered for any physical damage or theft to your rental car.⁷
• Virtual Card —With its very own card number, Virtual Card enables you to start earning points immediately. It’s an all-digital card designed for online and in-store shopping.
• Instant Funding - No need to wait 3 to 5 business days to move funds. Use any existing debit card to instantly fund your Point account — no wait, no fee.
• Card Control — With Point Card, you’re in complete control. Get notifications the instant your Point Card is charged, change your PIN, and lock your card — anywhere, anytime.
• No international travel fees.⁹
Apply inside Point App and start using Point Card today for a better spending experience.
Points never expire. 1 point = $0.01.
For member support, please email firstname.lastname@example.org or text (650) 539-2701.
To learn more, visit www.point.app
1. 5x points on subscriptions is applicable on the following services: Netflix, Hulu, HBO Max, YouTube Premium, Spotify, Pandora, Feather, and Headspace.
2. 3x points on food delivery and rideshare services is applicable on the following services: DoorDash, Uber Eats, Postmates, Caviar, GrubHub, Seamless, Instacart, Good Eggs, Uber, Lyft, and Lime.
3. Purchasing goods and services with Point Card, in most cases, will earn points, excluding balance transfers, cash-like transactions, digital currency purchases, certain gift card purchases and all other forms of manufactured spending.
4. Provides coverage when you charge your monthly phone bill to your Point Card and in the event your phone is stolen or damaged (inc. cracked screens), up to $600 per incident, $50 deductible per loss. A maximum of $1,000 per 12 months.
5. Provides coverage for most new items purchased with Point Card that are damaged or stolen within 90 days of purchase, up to $1,000 per loss. A maximum of $25,000 per 12 months.
6. Protects you against forfeited, non-refundable, unused payments if a trip is cancelled or interrupted for covered reasons, up to $1,500 per incident. Coverage applies to common carrier airfare.
7. Pays for physical damage and theft to most rental vehicles when you pay for the entire rental transaction with Point Card and decline the Collision Damage/Loss Damage Waiver coverage offered by the car rental company.
8. Incoming bank transfers typically arrive within 1-3 business days (M-F excluding public holidays) when initiated inside Point App.
9. Covers foreign merchant transaction fees at Mastercard locations outside the United States.