แอป AnyTimeLoan – Instant Personal Loans
🔑 Key Benefits
1. On demand Peer to Peer Instant loans up to ₹ 50 lakh
2. Cash transfer to your bank account in minutes
3. Flexible repayment tenure from 90 to 3 years
4. No prepayment charges, pay interest only on the amount used
5. Interest rates range from 18%-54% per annum depending on the product availed and loan term opted. For example: If the loan amount is ₹10,000 & interest is 18% per annum with tenure of 60 days; after deducting any other fees, Interest = ₹10,000 x 18%/365 x 60 = ₹296/- and Total Amount payable would be ₹10,296/- (Excluding processing fees)
6. By people, For people and of people in India
7. No registration fee. Processing fee is collected only once loan is disbursed, that too along with loan repayment.
📱 Why ATL is different from any other Loan App?
👉 Avg. loan disbursement time is less than 5 minutes
👉 Flexibility to avail loan that meets your needs (Personal loan, Education loan, Loan for upskilling, Business loan, etc).
👉 PAN India operations
👉 Approved loan amount can be used to shop on Flipkart & more.
👉 100% digital process
👉 100% Unsecured loans, no collateral needed
👉 No bureau score is needed. You just need to meet our proprietary algorithms
👉 Apply for a personal loan through the app and pay back in a ziffy.
⭐️ Unique Benefits of the ATL App
1. Instant Loan - Get advance up to ₹ 50 lacs starting at just 0.05% /day. Pay only for the no. of days you use the money.
2.Shop- Use your ATL credit limit to shop at Flipkart, etc and pay in 2-3 EMIs at ZERO extra cost
3. Education Fees on EMI
👍 Eligibility Criteria (Min)
✓ Indian citizen
✓ Above the age of 18
✓ Minimum take home salary per month ₹ 18k - Bangalore, Chennai, Delhi NCR, Hyderabad & Secunderabad, Kolkata, Mumbai, Pune - ₹ 15k - Other cities
📁 Documents Required
AnyTimeLoan.in (ATL) aims to be one of the most user-friendly instant loan apps in India. So, submit just 5 documents to avail an instant loan online:
1. Selfie / Video KYC
2. PAN card
3. Address ID proof
4. Bank statement
5. Profession / occupation proof
👨💻 How ATL Works?
Our 4-step application process reflects our goal to be the most secure instant loan apps in India. All you have to do is:
1. Log in to the ATL mobile app and verify your mobile number.
2. Upload a few basic details and documents on this quick loan app. Within 2-3 minutes of your personal loan application, you'll be notified of your approval status.
3. Once your loan is approved, simply select the loan amount and get the money transferred to your bank account in as quick as 5 minutes, subject to meeting our criteria.
🎰 Interest Calculation (Example)
Loan amount of Rs 20,000 at interest rate of 18% p.a. on reducing balance with processing fees of Rs 800/- (inclusive of GST) and repayable in 3 EMI will have a total interest of Rs 600/- (APR of 12% pa).
🏙️ Operational Cities
Our loan app provides instant cash loans across India via our lenders / investors.
🔒 Security & Protection of Privacy
Data security & privacy is a top priority at AnyTimeLoan.in. Our backend APIs comply with mandated security standards, CISA and robust protocols.
Please visit https://anytimeloan.in/Anytimeloan/policy for more info.
Please write to us with your valuable feedback and suggestions on firstname.lastname@example.org .
AnyTimeLoan.in (ATL) is the trade name of Luharia Technologies Private Limited, which has a valid CoR from RBI as NBFC P2P..