Bank to bank money transfer via BHIM UPI
● Send & receive money from any phone number or bank account directly in your bank account. Wallet KYC is not at all mandatory for using UPI Payments.
● Check account balance, add beneficiaries & manage multiple bank accounts- State Bank of India (SBI), HDFC Bank, ICICI Bank & other banks in India which support BHIM UPI.
● UPI ID is a unique ID used to make UPI payments instead of adding bank account details.
● UPI PIN is a 4 or 6 digit number which must be set while creating your UPI ID. For all your UPI payments, UPI PIN is necessary.
Mobile & DTH recharge
● Find latest prepaid recharge plans & best offers on Jio recharge, Airtel recharge, Vodafone Idea (Vi) recharge, BSNL recharge etc. Also recharge data cards online with Paytm.
● Recharge your DTH connections - Tata Play, Sun Direct, Airtel DTH, Dish TV, Videocon d2h & get cashback offers.
Buy & Manage Fastag (फास्टैग)
● Buy & recharge FASTag for any vehicle at minimum documentation using your Paytm Wallet.
Utilities Bill Payments - Electricity, Water, Gas, Broadband, Landline
● Make electricity bill payments across 60+ providers including - BESCOM, PSPCL, BSES, MSEB, UPPCL, TSSPDCL etc.
● Make water bill payment, Gas bill payment, Credit card bill payment & Landline bill payment (Airtel, BSNL, MTNL, Reliance), Broadband, insurance premiums, E-Challan, Loan, Fee payment, Municipal etc.
● Paytm reminds you about the due bills. You can also set up auto payments.
Safe, Secure & Contactless Payments at Offline Stores
● Easily Pay using UPI Payments, Mobile Number or by scanning QR code at nearby Kirana stores, pharmacies, restaurants, petrol pumps, retail stores etc.
Pay at Online Stores
● Make payment at food delivery, grocery, shopping & entertainment apps/sites & other 100+ apps.
Buy & Sell Digital Gold
● Buy, Sell & Gift pure 24K Gold (NABL Certified & BIS accredited) at live market rates, stored in 100% insured lockers at no hidden cost.
Check Free Credit Score
●Check free credit score, get credit reports across all banks’ loans & credit cards
Apply for Paytm Postpaid
● Apply for Paytm Postpaid, buy now & pay later with a credit limit of up to ₹1,00,000/-
Get Personal loans
Get Loan amount starting from 10K to 2.5 lac
Repay loan within 3-60 months
Annual percentage rate (APR) (per annum monthly reducing): 10.5-48%
Loan Processing fee: 0- 6%
Please Note: Personal Loans are only available to Indian citizens within the territory of India
Lending partners (NBFC): Hero FinCorp, Aditya Birla Finance Limited, Clix Capital Services Pvt. Ltd, Citibank
Loan amount: 100000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: Rs.4250
Stamp duty charges: applicable as per law
EMI per month: Rs.6621
Total interest: Rs.19178
Disbursal amount: Rs.94785
Amount Payable: Rs.119186
Book Hotels & Tickets for Trains, Bus, Flights
● Book domestic & international flight tickets.
● Book online bus tickets for UPSRTC, GSRTC, HRTC, MSRTC & 2K+ others
● IRCTC train ticket booking & cancellation. Check railway timetable, PNR status & real-time train running status