Online banking and commission-free investing belong together and should be easy.
Reach your financial goals with commission-free investing from as little as 1 cent and as much as 25% back on brands you love and already shop at, as well as IBANs to organise your financial life.
Experience these benefits with our mobile banking and investment app:
📈 Commission free investments - Invest in stocks and ETFs with no commissions. When you invest in US stocks, we convert EUR to USD at a live exchange rate with a low markup
👛 Invest from as little as 1 cent - Vivid’s new investing solution allows you to invest in fractional shares directly from the app. Start investing in portions of company shares. You don’t need €1,000 to get started, even for the most expensive shares
💵 Wide catalog of US and EU stocks - Our stock catalog is constantly growing. We now have over 2000+ stocks and ETFs for you to choose from, as well as new collections.
⚡ Instantly buy and sell - Trade instantly. Transactions are carried out the moment you submit them. React to market developments in real-time and never miss an opportunity
👨💼 15 IBANs to manage your money - Create and customise up to 15 pockets, which can be used to suit your individual needs: multiple currencies, personal savings goals, investing commission-free, managing your daily expenses and more
💰 Up to 25% cashback - Earn up to €150 per month by using your Vivid card, with your rewards linked directly to a stock of your choice. Your cashback grows according to the performance of the stock
🙋♂️ Super Deals - With Super Deals, you get rewarded for every friend you bring to Vivid. Each friend you bring onboard gets you access to our best and most sought-after cashback deals
₿ Invest in cryptocurrencies commission-free - Instantly invest in 50 coins including Bitcoin, Ethereum, and Litecoin with no commissions
💶 Send and request money with ease - Use a phone number, email, or IBAN to send and receive money. Transfer money to Vivid account holders in seconds with Vivid Pay
⏲ Manage your payments - Split bills with friends, schedule future payments, and set up direct debits.
📱 Go contactless with Google Pay - Make NFC-enabled payments with Google Pay on the go
💳 Free metal card - Your extra-secure card has no identifying details on it. Everything you need is stored securely in the app. No more memorizing card numbers or CVVs.
🏧 Up to €1000 free cash withdrawals - Withdraw money at any ATM for free from €50 globally
💸 Multi-currency accounts - Access over 150 currencies for purchases and 100+ currencies for transfers and other transactions
📊 Track your spending - Our in-app analytics help you keep track of where your money is going, with detailed monthly reports.
📨 Instant notifications - Get notified immediately every time money enters or leaves your account, so you’re always in control.
🔑 Mobile banking you can trust Your money is protected up to €100,000 under the German Deposit Guarantee Scheme (DGS)
Vivid Money GmbH is the outsourcing partner and tied agent of Solarisbank AG, more info on vivid.money
Vivid Invest GmbH is a tied agent of CM-Equity AG, more info on vivid.money
Download Vivid Money and enjoy all the benefits of up to 25% cashback, commission-free investing, and pockets to organize your financial life.