신협주택담보대출

Shinhyup Housing Loan Receive safe loan consultation through 1:1 consultation with a professional loan consultant officially registered with the Korea Federation of Banks. Shinhyup will become a great financial institution for you by adding inclusiveness to finance. ** Living expenses / Business expenses / Move-out expenses / Refinancing and additional funds

Product name: Regular loan
Loan items: Apartment / Residential complex / Villa / Officetel
Loan target: Office workers and self-employed / Corporate business (NICE credit score 715 points or higher)
Loan limit: Up to 80% of KB market price, first and second priorities possible (up to 80% of the smaller amount between the external appraisal amount and the contract amount)
Loan interest rate: 4.5% ~ 5.9% per annum (6-month variable/fixed/mixed, base rate + additional rate)
Loan period: Household loans within 30 years / Business loans within 3 to 10 years
Handling area: Nationwide
Repayment method: Maturity date/Equal principal installment/Equal principal and interest installment/Partial installment repayment, grace period, etc.
Prepayment fee: 0.73% (3 years)
Required documents: ID, income documents, seal, copy, Original
Additional expenses: 50% of the recognition tax, some expenses such as purchasing national housing bonds, etc.

* There may be differences depending on the individual's debt and credit score.