EMI Nest: Loan Calculator

EMI Nest helps you plan a loan before you talk to a bank. Enter the amount, interest rate, and tenure — the monthly instalment updates as you type.

Use it for home, car, two-wheeler, gold, personal, and property loans. Each result shows principal versus interest, a year-by-year repayment picture, and how a processing fee changes the total cost.

Compare two offers on one screen to see which monthly payment and which total interest is lower.

Save a calculation to Loans to track the outstanding balance. Add a prepayment (shorter tenure or a lower instalment), apply a rate change, and set an optional reminder for the EMI due day.

Also included: maturity estimates for fixed deposits, recurring deposits, and PPF; how much loan you can afford; balance-transfer savings; inflation’s effect on a real EMI; a currency converter; and a cash note counter.

Works offline in English and Hindi. Ads do not appear until after your first calculation. Figures are planning estimates, not a bank quote.