NayaLite Pay

NayaLite Pay is a bright offline money utility for everyday bills. It is not a bank, not a wallet login, and not a game. Everything runs on a local demo ledger on your phone.
The app follows your device locale. Pakistan, India, Bangladesh and Nigeria each get their own language pair, currency, date and number formats, payment IDs, mobile networks and utility names. If the region is unknown, English stays the fallback.
What you can do
• Bill Digest — this week’s bills sorted by urgency, due date, amount and provider.
• Smart Split — split a bill equally or by percent, then share a PNG summary.
• Subscription Radar — catch recurring charges that jumped more than 10%.
• Reminder Engine — local alerts 3 days before, 1 day before and on the due day.
• Receipt Vault — search demo receipts by amount, date or provider and export CSV.
• Top-Up Planner — compare Jazz, Ufone, Jio, Airtel, Grameenphone, MTN and other local bundles by price per GB.
Daily Bonus
One calm scratch card each local midnight. Peel the foil to reveal a useful perk such as No-fee day, Extra export or Insight badge. Never a lottery, never a wheel, never cash. Finish a real utility task — add a bill or complete a split — to unlock one extra card the same day.
NayaLite Pay keeps money tools close, local and easy to scan. Open Digest, settle what is due, and keep the week light.