Param: Income & Expense

Param helps you take control of your money with a clean, modern interface. Income, expenses, recurring payments, subscriptions, debts, gold and currency — all in one app.

🔹 Log it in seconds
Expense, income, transfer — on a big keypad with a built-in calculator. Pick a category and an account, and you're done.

🔹 Recurring payments & instalments
Rent, subscriptions, card instalments — plan once, track automatically. A reminder arrives before the due date.

🔹 Subscription radar
Param finds your repeating payments on its own and shows what they cost you per year — and flags the ones that quietly raised their price.

🔹 Credit card statement
Statement day, due date and limit, per card. What landed on this statement and what rolls into the next one, at a glance.

🔹 Debts & credits ledger
Who owes you, whom you owe, how much is left. Partial payments included.

🔹 Gold, currency & crypto
Track what you hold at live prices and see profit or loss against your cost. Set a threshold and get an alert when the price reaches it.

🔹 Visual reports
Category breakdown, month-over-month comparison, 12-month net worth, daily trend, savings rate. Export as PDF.

🔹 Calendar & filters
See a whole month at once, or filter by day, week, year, category and account. Full-text search included.

🔹 Multiple accounts
Cash, bank, credit card — as many as you need. The total balance updates instantly.

🔹 Your data stays yours
CSV import and export. Cloud sync — switch phones and everything is still there.

🔹 Three languages
English, German and Turkish — with dates, numbers and currency formatted the way each one expects.

🔹 Start without an account
Try everything right away. Sign up later and your data comes with you.

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Why Param?
✓ Completely free
✓ Minimal ads (a single bottom banner)
✓ Card details are never requested
✓ Light and dark theme
✓ Fast, native feel