DB손해보험 실비보험 실손의료보험 - 다이렉트 간편가입 APP
Prepare for unpredictable injuries and illnesses in advance! Download the DB Insurance Actual Cost Insurance Actual Cost Medical Insurance app and check your insurance premium! You can sign up easily and conveniently through your mobile phone.
■ DB Direct actual cost medical insurance, what product is it?
01 Coverage of out-of-pocket expenses and non-coverage items not covered by National Health Insurance
02 Coverage up to age 100 when re-enrolling
- Automatically renewed every year for up to 5 years, and guaranteed up to age 100 when re-enrolled at the end of 5 years
※ Insurance premiums increase every year depending on age and frequency of hospital use (increasing medical costs, changes in risk rate, etc.), and the premium must be paid during the guaranteed insurance period to maintain the contract.
※ Coverage details may change when re-enrolling.
03 Insurance premium discount/surcharge depending on insurance claim
- From July 1, 2024, premium discounts/surcharges will be applied based on insurance claims based on insurance premium payments made in the previous year before insurance premium renewal.
■ Things to keep in mind when signing an insurance contract
This contract is protected by the Deposit Protection Corporation in accordance with the Depositor Protection Act, but the protection limit is per person, which is the sum of the surrender refund (or insurance payment or accident insurance payment at maturity) of all your financial products subject to deposit protection at this insurance company and other payments. The maximum amount is 50 million won, and the remaining amount exceeding 50 million won is not protected.
However, protection is not provided if the policyholder and premium payer are corporations.
If a policyholder cancels an existing insurance contract and enters into another insurance contract, insurance coverage may be rejected, premiums may increase, or coverage details may change.
Additionally, insurance payment may be limited depending on payment limits, disclaimers, etc.
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■ DB Direct actual cost medical insurance, what product is it?
01 Coverage of out-of-pocket expenses and non-coverage items not covered by National Health Insurance
02 Coverage up to age 100 when re-enrolling
- Automatically renewed every year for up to 5 years, and guaranteed up to age 100 when re-enrolled at the end of 5 years
※ Insurance premiums increase every year depending on age and frequency of hospital use (increasing medical costs, changes in risk rate, etc.), and the premium must be paid during the guaranteed insurance period to maintain the contract.
※ Coverage details may change when re-enrolling.
03 Insurance premium discount/surcharge depending on insurance claim
- From July 1, 2024, premium discounts/surcharges will be applied based on insurance claims based on insurance premium payments made in the previous year before insurance premium renewal.
■ Things to keep in mind when signing an insurance contract
This contract is protected by the Deposit Protection Corporation in accordance with the Depositor Protection Act, but the protection limit is per person, which is the sum of the surrender refund (or insurance payment or accident insurance payment at maturity) of all your financial products subject to deposit protection at this insurance company and other payments. The maximum amount is 50 million won, and the remaining amount exceeding 50 million won is not protected.
However, protection is not provided if the policyholder and premium payer are corporations.
If a policyholder cancels an existing insurance contract and enters into another insurance contract, insurance coverage may be rejected, premiums may increase, or coverage details may change.
Additionally, insurance payment may be limited depending on payment limits, disclaimers, etc.
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